Current lender payoff statements
A principal balance is not the same as a payoff through the expected closing date. Include every mortgage, HELOC, and other secured debt.
Black Ivy RealtyPublished by Black Ivy RealtyReviewed October 31, 2026
Florida seller planning tool
Estimate what may remain after a Florida property sale.
Build a transparent scenario from the expected price, debt payoffs, negotiated transaction costs, seller credits, association items, and Florida deed documentary stamp tax. Every adjustable cost stays visible so you can replace assumptions with written figures.
Open the calculator
Interactive Florida seller estimate
Build a transparent net-proceeds scenario.
Estimated net proceeds$496,500$3,500 in entered and calculated deductions
Improve the estimate
Replace guesses with property-specific documents.
The calculator is most useful as a comparison worksheet. It cannot discover a payoff, lien, assessment, contract allocation, tax consequence, or negotiated obligation that has not been entered.
The proposed contract or offer
Use its price, credits, compensation, title allocation, closing date, possession terms, and other negotiated seller obligations.
Title and property records
Open permits, liens, judgments, ownership issues, municipal searches, and recording requirements can change the final settlement figures.
Condo or HOA information
Include account balances, approved assessments, estoppel charges, transfer requirements, and other property-specific association items.
Calculation method
The formula is simple; the inputs are property-specific.
Estimated net proceeds equal the expected sale price minus the entered payoffs, compensation, transaction costs, deed documentary stamp tax, credits, prorations, association items, repairs, moving costs, and other deductions. The tool rounds the deed-tax calculation up to the next $100 of entered taxable consideration, consistent with the published Florida rate structure.
Official sources
Verify the tax treatment and final settlement figures.
Reviewed October 31, 2026. The Florida Department of Revenue publishes the statewide and Miami-Dade deed documentary stamp tax rules. The contract, closing professional, title records, association documents, taxing authorities, and final settlement statement control the actual transaction.
This calculator provides a planning estimate, not a quote, settlement statement, appraisal, tax return, or legal, title, accounting, or financial opinion. Documentary stamp tax depends on taxable consideration, exemptions, property type, location, and transaction structure. Actual net proceeds depend on the signed contract, payoff statements, title and association records, prorations, final invoices, closing arrangement, and applicable law. Verify every figure with the closing professional and appropriate advisers.
Your next move
Would you like the estimate reviewed against the actual property?
Share the Florida property, expected price, occupancy, loan, association, and timing. Black Ivy Realty can help organize a property-specific seller discussion before you choose a strategy or accept an offer.