Black Ivy Realty
Menu
BuyMortgagesSellRentProperty ManagementFlorida MarketsNeighborhoodsNew DevelopmentsListingsOur AgentsAboutJoin UsClient LoginAgent PortalContact

ActiveSingle Family Residence

12990 Keystone Terrace, North Miami FL 33181

North Miami, FL 33181 · MLS #B26072103
Offered at$3,350,000 Save property
4Bedrooms
3Bathrooms
3,084Sq. Ft.
1959Year built

The residence

About this property

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

At a glance

Property details

Property type
Single Family Residence
Listing type
For sale
Status
Active
Bedrooms
4
Bathrooms
3
Living area
3,084 sq. ft.
Year built
1959
Lot size
12,500 sq. ft.
Subdivision
KEYSTONE ISLAND
County
Miami-Dade County
Days on market
8
Original list price
$3,350,000
Listing date
September 3, 2026
Annual property tax
$14,893 (2025)
Listing agent
Jeffrey L Tricoli
Listing office
KW Reserve Palm Beach
MLS number
B26072103

Neighborhood & location

Explore KEYSTONE ISLAND

SubdivisionKEYSTONE ISLAND
CityNorth Miami
CountyMiami-Dade County
ZIP code33181

Review nearby homes, local services, commute routes, schools, flood information, and community rules as part of your due diligence. Neighborhood information can change and should be verified with the appropriate local authority.

Property location12990 Keystone Terrace, North Miami FL 33181Open directions

Schools

School information

School district
Miami-Dade County Public Schools
School boundaries, programs, ratings, and assignments can change. Confirm directly with the applicable school district.

Plan your purchase

Mortgage calculator

Estimated monthly payment$19,856
Principal & interest
$16,939
Property taxes
$1,241
Homeowners insurance
$1,675
Estimated total
$19,856

Estimate only. Taxes, insurance, association fees, PMI, interest rate, and lender terms vary. Confirm the actual payment and closing costs with a licensed mortgage professional. Review Florida mortgage and pre-approval guidance.

Continue your search

Similar properties nearby

See all nearby homes

Listing courtesy of KW Reserve Palm Beach, 561-220-6006.

Data provided by MIAMI Association of REALTORS®. Information is deemed reliable but is not guaranteed accurate by the MLS and should be independently verified. Property availability, price, and details are subject to change without notice.

Chat with us